UNIVERSAL PAYMENT BLOCKCHAIN

Feature Comparison – Graft vs. Other Cryptocurrencies for Payment Processing Applications



Graft Dash Monero Zcash Bitcoin Litecoin Ether PayPal (reference)
KEY FEATURES
Real-time authorizations (instant confirmations) Yes Extra fee No No No No No Yes
Separate Authorization and Complete Transactions Yes No No No No No No Yes
Single Point of Sale accepting multiple cryptocurrenceis and credit cards Yes No No No No No No No
Single Wallet can pay with multiple cryptocurrencies and credit cards Yes No No No No No No No
Point of Sale merchant payouts in local fiat currencies Yes No No No No No No Yes
Debit card linked to multi cryptocurrency wallet Yes No No No No No No No
Scheduled Distribution Remittances Yes No No No No No No No
Subscriptions and Recurring Payments in cryptocurrency Yes No No No No No No No
Decentralized Crowdfunded Credit Yes No No No No No No No
Decentralized Gift Certificates, Store Credits, Loyalty Reward Programs Yes No No No No No No No
Programmable Payment Smart Contracts Yes No No No No No Yes No
TRANSACTION FEES
Payment transaction fee charged to recipient (merchant) Yes No No No No No No Yes
No payment transaction fee charged to sender (buyer) Yes No No No No No No Yes
Zero transaction fee for funds transfer between personal wallets Yes No No No No No No Yes
Minimum transaction fee for $10 payment (converted to USD) * $0,01 $0,60 $1,07 $0,02 $8,09 $0,05 $1,47 $0,50
CORE SOFTWARE AND HARDWARE**
Core Native Mobile Wallet app w/multi cryptocurrency support Yes No No No No No No No
Core Native Mobile Point of Sale app accepting multiple payment methods Yes No No No No No No No
Core Point of Sale payment terminal for cards and crypto Yes No No No No No No No
Core online checkout app accepting multiple payment methods Yes No No No No No No No
Direct integration with existing in-store Points of Sale *** Yes No No No No No No Yes
Direct integration with existing ecomerce shopping carts *** Yes No No No No No No Yes
SECURITY AND PRIVACY
Anonymous Accounts and Transactions Yes Yes Yes Yes Yes Yes Yes No
Untraceable Transactions Yes Extra fee Yes Optional No No No No
Unlinkeable Transactions Yes Extra fee Yes Optional No No No No
Invisible Transaction Amount Yes No Yes No No No No No
Invisible Transaction Fee Amount Yes No No No No No No No
Fungible Yes Extra fee Yes Optional No No No No
Optional zero-knowledge proof user authentication **** Yes No No No No No No No
Optional compliance with regulations **** Yes No No No No No No Yes
PROTOCOLS AND ALGORITHMS
Proof Algorithm PoW/PoS PoW, PoS PoW PoW PoW PoW PoW N/A
Hash Algorithm CryptoNight X11 CryptoNight Equihash Hashcash scrypt Ethash N/A
Blockchain Type CryptoNote Bitcoin CryptoNote Bicoin Bitcoin Bitcoin Ethereum N/A
Digital Signature algorithm EdDSA ECDSA EdDSA ECDSA ECDSA ECDSA ECDSA N/A
* Source: https://info.shapeshift.io/about
** Provided by the nework/foundation rather than third party vendor
*** Without centralized third party intermediary
**** Only required for specific extra features